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What is the best way to get an iPhone on a contract without having credit history?

You won’t be able to get an iPhone on contract if you don’t have credit. However, you may buy an iPhone on a payment plan. You will, however, require a billing address, and your monthly payments will be costly. Your Social Security number will also be required. None of this is required if you purchase your iPhone in its whole (at full price). Before you can sign up for a contract or a postpaid plan, you’ll need to find a friend or family member with good credit to act as a guarantor.

A deposit (which will be returned after a year of excellent payment history) and/or a down payment will almost definitely be requested over the phone (which lowers your monthly device payment). According to AT&T, 98 percent of their active customers have been authorized. If this isn’t a possibility, see if you can acquire a month-to-month subscription for a gadget you bought used or borrowed from a friend or family member.

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